Welcome to Alternate Options, Inc
Loss Mitigation Services | Short Sales Specialist
What is Loss Mitigation?
Loss Mitigation is the process of borrowers and mortgage servicers working together to create a plan to avoid foreclosure. This can be done in several different ways, including through Forbearance, Repayment Plans, Loan Modification, Short Sale and Deed-In-Lieu of Foreclosure.
What sets AOI apart from others? We are on our way to becoming a platform for homeowners, who are facing foreclosure in any part of the country, to help prepare, process and negotiate Short Sales. The company’s goal is to also educate, inform and provide guidance to homeowners, listing brokers and attorneys, who usually shy away from this process. While Short Sales have a reputation of taking a very long time, AOI’s processing and negotiation methods help decrease approval time within 90 days as long as a fully completed Short Sale package was submitted to us within the time required. Homeowners facing foreclosure are NEVER obligated to pay 3rd party processing and negotiation fees.
DISCLAIMER: YOU SHOULD ALWAYS CONTINUE PAYING YOUR MORTGAGE PAYMENTS UNTIL SUCH TIME AS A MITIGATION SOLUTION IS APPROVED. IT IS NEVER ADVISABLE TO STOP MAKING MORTGAGE PAYMENTS WHEN YOU ARE ABLE TO CONTINUE TO MAKE THEM. FAILING TO MAKE MORTGAGE PAYMENTS MAY RESULT IN THE IMPOSITION OF LATE CHARGES, LEGAL FEES, ADDITIONAL COSTS AND DAMAGED CREDIT. PLEASE ADVISE THIS OFFICE IMMEDIATELY IF YOU ARE UNABLE TO CONTINUE TO MAKE YOUR MORTGAGE PAYMENTS.
Homeowners
What do Homeowners need to know about Loss Mitigation, Reinstatement of Loan, Debt Settlement and Short Sales? Click/Tap below to find out
Real Estate Professionals
AOI helps real estate professionals by bringing decades of successful experience with all major lenders and the knowledge of the process to the table. The process should take up to 90 days, if done correctly. Click/Tap below to see how
Mortgage Brokers
Contact AOI to inquire how our services are beneficial to you and your customers who are facing pre foreclosure. We provide free consultation to homeowners who are not familiar with loss mitigation process.
Resource Center
AOI has compiled a library of resources on numerous subjects including Loss Mitigation, Reinstatement of Loan, Debt Settlement and Short Sales. Click/Tap below to learn more